Insurance & Billing Policy

FAMILY CENTERED MEDICINE

IMPORTANT:

The patient is solely responsible for contacting their insurance carrier to confirm if our office is in-network.

Insurance Billing Policy

As a courtesy, after payment of your copay, we will bill all major insurance carriers except Kaiser. To assist with this billing courtesy, you will be asked to confirm your insurance information on record, and for any updates to your personal contact information each time you visit our office. NOTE: Regretfully, we will NOT bill third parties such as workman's compensation, auto insurance, or others who may be libel for your medical expenses.

The patient accepts primary responsibility for determining if “Peter Prutch” or “Family Centered Medicine” is in-network for their chosen plan. If a claim processes as out-of-network, the patient agrees to current self pay rates.

Please understand that Family Centered Medicine is not responsible for and will not waive payment for your health insurance plan’s required co-pay, deductible and/or co-insurance:

Your co-pay is the dollar amount which your health insurance plan requires Family Centered Medicine to collect at the time of your office visit (cash or credit card, no checks). Family Centered Medicine will not bill a patient for their co-pay. This dollar amount varies from plan to plan.
Your deductible is the dollar amount which your health insurance plan requires you to pay to your healthcare providers. Once your deductible has been paid in full by you, your health insurance plan will then begin to pay your healthcare providers. This dollar amount varies from plan to plan.
Your co-insurance is the dollar amount which your health insurance plan requires you to pay to your healthcare providers, in addition to the dollar amount they pay to your healthcare providers. This dollar amount varies from plan to plan.

Please direct any questions you may have regarding your co-pay, deductible and/or co-insurance for which you are responsible to your health insurance administrator. The phone number and/or website to contact them is usually on the back of your health insurance card.

If you have specific questions related to medical services billed by Family Centered Medicine, please contact any of the staff of Family Centered Medicine.